Planning to buy real estate in Spain in 2025? This guide covers everything from legal requirements to financial aspects for both second homes and investment opportunities.
Foreigners can easily purchase property in Spain. Start by obtaining an NIE number, choosing a property, and signing a reservation agreement. Collaborate with a local lawyer, open a Spanish bank account, and finalize the deal in front of a notary before registering the property.
Typical costs involve transfer tax (6–10%), VAT (10% on new builds), legal fees, and notary services. Non-residents can access mortgages covering 60–70% LTV.
Investments over €500,000 may qualify for the Golden Visa, granting residency and Schengen access. Legal assistance is crucial for a safe transaction.
Reasons to Invest in Spanish Property in 2025
Spain stands out as a prime investment destination with high demand for luxury homes in areas like Marbella, Costa del Sol, and Ibiza. The Golden Visa option and robust rental returns from holiday and golf resort properties amplify the allure. Spain offers reliable infrastructure, international schools, and an expat-friendly lifestyle.
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